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Services

Please keep in mind that you CAN do all of the services listed below by yourself! The resources are on this website.
That said, for those of you who do not have the time or would just prefer not to do it yourselves I offer the below services. Now, most companies will charge you up to $99.00 a month to provide you with services you may not even need.  Also, how sure can you be that a company that charges per month, NOT per account is really working to settle your accounts quickly? Here we offer services that can greatly improve your credit score without all of the trips to the post office.

Please feel free to email us with questions about multiple purchase discounts!

3 Major reporting agency
Credit Report
$39.99


  • A merged 3-Agency Credit Report gives you the most complete picture of your credit profile available in one report. It includes information from all three major U.S. credit reporting agencies, specially formatted to make comparing their data easy.

    Not all companies report information to all 3 credit reporting agencies. Therefore, if you want an accurate understanding of your credit you need to pull all 3 reports. This can get very expensive if you order your individual reports from each bureau. It can also lead to confusion and excess paperwork to misplace or fall into the wrong hands.

    This 3 agency credit report includes:

  • A consolidated TransUnion, Experian and Equifax report.

  • A Credit report key to help you understand your report

  • Dispute forms with instructions detailing how to dispute inaccurate information provided by any of the three bureaus.


     


Debt Validation Request
$29.99


Want to make sure that you really owe that collection agency all that money? Don't have the time to type up letters and run back and forth to the post office?  We will send a letter requesting proper debt validation under the FCRA every 30 days via certified mail.  If your debt collector does not respond to these letters in 90 days or provides insufficent validation,We will send a letter to all 3 credit reporting agencies on your behalf free of charge disputing the debt under the FCRA.  

You do not have to buy your credit report from us to buy this service either! Just provide us with the proper details and we will take care of the rest! 

Debt settlement
$29.99

Having a tough time dealing with your creditors?  Want to reach a fair and reasonable settlement or payment arrangement?  We will send a settlement offer via certified mail on your behalf with the terms that meet your budget.  We will also work with your creditor to ensure the most beneficial reporting of your paid collections accounts.

Verify Credit Agency Licenses 
&
  Statue of limitations on debts

$10.99

If you live in a state that requires debt collectors to be licensed. We will look up each debt collector on your credit report and verify if they are indeed licensed.  We will also inform you of any debts that are past the statute of limitations in your state. 


Credit reporting Agency dispute
$15.00

 
See inaccurate information on your report?  We will send all 3 credit reporting agencies a dispute letter via certified mail.  If the reporting agencies claim to validate it and you still dispute it, We will then place an official request which will require them under the FCRA to provide you with the information they used to verify it.

Cease and desist letter
$ 15.00

 
We will send a cease and disist letter to the debt collector your specify that will force them under the FDCPA to stop calling your home/office.  The debt collector will be forced to contact you only via USPS.

All letters will be sent directly to the company's you specifiy via USPS certified mail with return receipt. An email including the letters tracking number will be emailed to you within 24 hours of mailing.  Signed reciepts will be sent directly to your address unless otherwise notified.  


Privacy Policy
Contact information including email address, telephone number, address, etc. which is provided by the user is used solely for the purpose of completing the order. This includes information pertaining to gift recipients. Financial information including credit card numbers, expiration dates, billing address is used solely to bill the customer for their order.

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